Wafeq and Aura Finance Partner to Deliver Instant Invoice Financing for UAE SMEs



Dubai – [June 12th, 2025]

Wafeq, the UAE's leading accounting software for SMEs, and Aura Finance, a digital lender specializing in SME financing, announced a strategic partnership to accelerate access to working capital for businesses across the UAE. The integration allows Wafeq users to seamlessly convert unpaid invoices into immediate funding through Aura's platform, reducing payment wait times from 60 days to as little as 24 hours.

Shared Mission: Empowering MENA's SMEs with Seamless Financial Tools

Wafeq and Aura Finance share a core belief: SMEs should spend their energy growing businesses, not chasing payments or navigating complex financing. This integration brings that vision to life by bridging two critical needs:

1. Wafeq's Mission: To automate compliance and accounting, businesses can operate confidently.
2. Aura's Mission: To democratize access to fast, flexible capital without traditional barriers.

The main key features of this integration

• One-click financing Submit Wafeq-generated invoices directly to Aura.
• 24-hour funding Receive up to 95% of invoice value within one business day.
• Compliant by design Maintains full FTA invoice requirements throughout the process.

How Businesses can benefit from this integration

1. Improve cash flow without disrupting customer payment terms.
2. Eliminate manual processes with seamless data transfer between platforms.
3. Grow confidently with fast access to earned capital.
4. Stay audit-ready with automatically recorded transactions.

How does the integration work?

Accessing working capital just became effortless. Our direct integration lets you finance unpaid invoices in minutes, without manual data entry or compliance risks. Here’s how to get started:

Step 1: Connect Your Accounts.

• Navigate to Wafeq’s Integrations tab and select Aura.
• Complete Aura’s digital onboarding (takes <5 minutes)
• Grant permission to sync your Wafeq invoice data.

Step 2: Submit Invoices for Funding.

• In Aura, click "Import Invoices from Wafeq" when creating a new transaction.
• Select the buyer whose invoices you want to finance.
• Choose specific unpaid invoices (amounts & VAT auto-populate)

Step 3: Get Funded.

• Review the prefilled details and submit.
• Receive up to 95% of invoice value within 1 business day*
• Repay Aura directly with no impact on your buyer relationships.

Beyond Integration: A New Financial Playbook

This integration represents a transformative shift in SME finance, merging Wafeq’s compliance-first accounting with Aura’s agile funding solutions to solve a critical market gap. We’re eliminating traditional trade-offs between liquidity and control by enabling businesses to convert unpaid invoices into working capital within their existing workflow. The partnership delivers:

• Operational Efficiency: Removing manual processes between accounting and financing cuts approval times by 90%, letting businesses focus on growth, not paperwork.
• Financial Agility: Instant access to earned capital helps SMEs seize opportunities without dilution or debt burdens.
• Trust-Centric Finance: Unlike traditional factoring, businesses maintain full ownership of customer relationships while staying audit-ready with automated FTA-compliant records.